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Fee-only Retirement Planning
David Hammer, CFP(R), ChFC
Education:
Custody of Client Assets
Client assets are custodied with Altruist Financial LLC*, member FINRA, SIPC. Under Minnesota law, HAS, Inc. is considered to have custody of client assets only to the extent that clients may agree to have its investment management fees debited from their accounts held at Altruist.
*HAS Inc. also has a relationship with Schwab Inc. to custody assets in special situations, such as when assets are held in trust with a corporate trustee that has an existing relationship with only Schwab or cannot work with Altruist.
David Hammer is a Chartered Financial Consultant(ChFC) and has been a Certified Financial Planner(TM) Practitioner since 1999, with experience in investment management, financial planning, and insurance:
1995-2000: Insurance agent and District Life Insurance Specialist for Farmers Insurance Group
2001-2002: Investment Manager with Two Rivers Capital Management
2002-2007: Financial Advisor with UBS/Paine Webber
2007-2010: Financial Advisor with H & R Block Financial Advisors/Ameriprise
2010-Present: Owner of Hammer Advisory Services, Inc.